For decades, guarantee insurers have had a different approach than banks. Banks have to deposit equity for a surety loan just like for any other loan (BaFin). On the other hand, guarantee insurers do not have to deposit collateral. Just like the banks, the insurance companies calculate the probability of an insolvency, but then pool this in their default statistics for the various types of sureties. This results in fundamental differences regarding the evaluation of the collateral which you as a company have to deposit.

In our core business "Sureties and Guarantees", we assist companies and corporations.

Restructuring processes and pool negotiations are our daily business.